Terms and Condition

Terms & Conditions

This document is an electronic record in terms of the Information Technology Act, 2000, and the rules thereunder, as applicable, along with the amended provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures.

This document is published in accordance with the provisions of Rule 3(1) of the Information Technology (Intermediaries Guidelines) Rules, 2011, which require publishing the rules, regulations, privacy policy, and Terms of Use for access or usage of the domain name Ratna Jewel ('Website'), including the related mobile site and mobile application (hereinafter referred to as the "Platform").

The Platform is owned by Acharya Raksha Kaushal, a company incorporated under the Companies Act, 1956, with its registered office at Ashish Vasu, Jhalani Mohalla, Ward 05, Khairthal, Alwar, Rajasthan, 301404 (hereinafter referred to as the "Platform Owner," "we," "us," or "our").

By accessing, browsing, or otherwise using the Platform, you agree to the following Terms and Conditions ("Terms of Use"). Please read them carefully before proceeding.

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1. Acceptance of Terms

By using the Platform and its Services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.

2. User Obligations

• You agree to provide true, accurate, and complete information during registration and maintain the accuracy of this information thereafter.
• You are solely responsible for all actions performed using your registered account.

3. Disclaimer

• The Platform and Services are provided "as is." We do not guarantee accuracy, timeliness, completeness, or suitability of the information and materials provided.
• Your use of the Platform and Services is at your own risk. You are responsible for ensuring that the Services meet your requirements.

4. Intellectual Property

All content on the Platform, including design, layout, graphics, and materials, is proprietary and licensed to the Platform Owner. Users are prohibited from claiming any intellectual property rights over this content.

5. Prohibited Activities

You agree not to use the Platform for any unlawful activities or actions that violate these Terms of Use, Indian laws, or any applicable local laws.

6. Third-Party Links

The Platform may contain links to third-party websites for your convenience. Accessing these links will subject you to the terms and policies of those third-party websites.

7. Payments

You agree to pay all charges associated with availing of the Services offered on the Platform.

8. Indemnification

You agree to indemnify and hold harmless the Platform Owner, its affiliates, officers, directors, agents, and employees from any claims, demands, or penalties arising out of your breach of these Terms of Use, Privacy Policy, or applicable laws.

9. Force Majeure

The Platform Owner shall not be held liable for any delay or failure in performance due to events beyond its reasonable control, including natural disasters, acts of government, or other force majeure events.

10. Governing Law and Jurisdiction

These Terms of Use shall be governed by and construed in accordance with the laws of India. All disputes arising out of these Terms shall be subject to the exclusive jurisdiction of the courts in Erode, Tamil Nadu.

11. Contact Information

For any concerns or queries related to these Terms, please contact us using the information provided on the Platform.